Field
What symmetry decides
A molecule's point group follows from its coordinates, and it settles whether the molecule can be polar or chiral with no reference to bonding.
Point groups from coordinates
A molecule's symmetry is not a label to be looked up. It is decidable from the atom positions by searching for the operations that permute them, and the search either finds an operation or it does not.
Symmetry forbids a dipole
Whether a molecule can have a dipole moment follows from its point group alone. The usual argument — adding up bond vectors — gets the right answer for easy cases by a route that does not generalise.
Chirality is a symmetry statement
A molecule is chiral when its group contains no improper operation at all. The four-different-groups rule is a useful special case that misses molecules with no stereocentre and wrongly condemns some that have several.